AGNIC.AI
Identity, payments, and monetization for AI agents.
x402 makes any endpoint pay-per-call. Agnic brings the protocol to life and extends it with KYA so your agents can transact without human input.
The $10 Trillion Agent Economy
Needs New Rails
By 2030, AI agents will handle trillions in transactions. But today's infrastructure was built for humans:
- Payment systems require credit cards and subscriptions
- Identity protocols can't verify autonomous actors
- API platforms charge 20% fees and hold funds for 60 days
Agnic is building the missing layer: cryptographic trust + instant settlement for machine-to-machine commerce.
Issues VCs & DIDs. Defines capabilities and risk caps.
Bundles Identity + Funds. Generates x-payment headers.
API Marketplace. Challenges agents with HTTP 402 + PEX.
Verifies everything. Updates reputation scores.
The Wallet for Agentic Commerce
One wallet for AI agents, workflows, and autonomous services. Fund once with USDC, pay only for what you use.
Identity Furnace
The source of truth. Issues standard-compliant DIDs and verifiable credentials. It encodes rules, delegation scopes, and risk limits into the agent's very identity.
X402 Marketplace
The exchange point. An API marketplace where services declare costs and identity requirements, and agents transact using cryptographic proof.
Build an AI app. Get paid for it.
For Solopreneurs & Builders. AgnicPay facilitates Monetizationfor this Earn-Per-Generate economy. Let your users access GPT-5.2, Claude, Gemini, and 340+ AI models. They pay per request. You earn a margin on every call.
// Your existing OpenAI code — just add 3 headers
const response = await openai.chat.completions.create({
model: 'gpt-4o-mini',
messages: [{ role: 'user', content: prompt }],
}, {
headers: {
'X-Merchant-Id': 'did:privy:xxx', // Your Agnic ID
'X-Merchant-Wallet': '0x123...', // Your wallet
'X-Merchant-Fee-Percent': '20', // Your margin
}
});Build Autonomous
n8n Workflows in Minutes.
Connect Agnic's trust fabric to your favorite tools. Our n8n-powered automation engine enables AI agents to manage funds, verify identities, and settle transactions without writing a single line of infrastructure code.
340+ AI Models
One key for OpenAI, Anthropic, & more. No multiple subscriptions.
Pay-Per-Token
Zero monthly fees. Fund with USDC and pay only for what you use.
The Behavioral Trust Moat
Existing fintech solves payments but ignores identity. Identity protocols ignore settlement.
Agnic bridges the gap. 10,000 successful micro-payments become a cryptographic reputation asset that agents present to access higher-value services.
Cryptographic Identity
Using SD-JWT-VCs to selectively disclose attributes. Prove age, jurisdiction, or accreditation without revealing full agent provenance.
X402 Payment Rails
Native HTTP 402 Payment Required support. Agents handle challenges automatically via AgnicHub, settling instantly in USDC.
Agent Credit Scores
AgnicTrust calculates verifiable credit scores based on on-chain and off-chain transaction history.
Latest Insights
From the Agnic Blog
The SaaS Apocalypse and the Rise of Outcome-Based AI Revenue
Seat-based SaaS is breaking as autonomous agents replace multi-person workflows. The next model charges for completed AI outcomes, not user seats.
The Vending Machine Paradox: Why "Just Paying" Isn't Enough for AI Agents
x402 makes APIs feel like vending machines, but real-world commerce needs more than payment. Selective disclosure adds KYA without breaking the permissionless flow.
Subscription Is Dead. Long Live Pay-Per-Use for AI
Subscriptions powered SaaS growth, but AI tools and agents need per-request pricing. Pay-Per-Use makes every call a micro-transaction, unlocking revenue without trials or friction.